Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill. Please note that while the Dental PPO offers out-of-network coverage, the Dental HMO does not and only offers in-network coverage.
2024-25 Sun Life Dental HMO
Benefit Highlights
In-Network Only
Deductible (Individual/Family)
$0
Annual Plan Maximum
$0
Preventive Care
$0 for most services, fee applies
Basic Services
Various copays apply
Major Procedures
Various copays apply
Orthodontia (Adults and Children)
Various copays apply
Plan Cost
Full Time Employees
Employee Only: $0
Employee + 1 : $5.00
Employee + 2 or more: $11.72
Part Time Time Employees
Employee Only: $3.10
Employee + 1 : $8.10
Employee + 2 or more: $14.82
2024-25 Sun Life Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150 (combined with out-of-network)
Annual Plan Maximum
$1,500 (combined with out-of-network)
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual
Out-of-Network
Deductible (Individual/Family)
$50/$150 (combined with in-network)
Annual Plan Maximum
$1,500 (combined with in-network)
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual
Plan Cost
Full Time Employees
Employee Only: $0
Employee + 1 : $22.51
Employee + 2 or more: $60.09
Part Time Employees
Employee Only: $11.37
Employee + 1 : $33.88
Employee + 2 or more: $71.46